LMN      Lugten | Morin | Nielson LLP



Bankruptcy & Reorganizations - Consumer and Creditor Representation

Lugten Morin & Nielson offers bankruptcy representation to consumers, businesses, and to lenders. We are skilled in handling Chapter 7 and 13 cases for individuals, and Chapter 7 for commercial clients. Whether it's obtaining a Fresh Start for consumers, or enforcing secured liens and claim for Lenders, we can represent your best interests. For Business customers, we can help reorganize the business entity, negoiate debts, and assist in wind up activites when that's the last remaining option.

We can assist you in determing if a Bankruptcy is the right course for you, and assist in debt negoiations and loan modifiacations if either of those could help avoid a bankruptcy. Either way, we assist you every step of the way.

We understand the stress and pressure those facing financial challanges - from collectors, family, and employers.  That's why we strive to make the process as easy as possible, making sure you understand all the steps and processes necessary to stop collection action, recover your property is possible, and guide you through the bankruptcy process.  It's not easy, but we can help make it happen.


  • Debtor and Creditor Representation
  • Busines Reorganization
  • Chapter 7, 11 & 13 Representation
  • Resources for Post-Bankruptcy Credit Status/Repair
  • Mortage Loan Modifications